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Tundraco's Daily Living Guide to Emergency Preparedness

Fact Sheet: Floods And Flash Floods



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Fact Sheet: Floods And Flash Floods
From the Federal Emergency Management Agency (FEMA) - October 23, 2004

Before, During and After
Nobody can stop a flood. But if you are faced with one, there are actions you can take to protect your family and keep your property losses to a minimum.

Mitigation helps! It lessens the damaging effects from flooding. Participating in the National Flood Insurance Program (NFIP) and enforcing sound floodplain management techniques are steps your community can undertake. Constructing barriers such as levees will also help reduce the amount of damage to your home and crops, while purchasing flood insurance reduces the financial burden should a flood or flash flood occur.

The most important thing is to make sure your family is safe.

Before a Flood

What is your flood risk? Your community officials or local emergency management office are your best resources to learn about the history of flooding for your region. Ask whether your property is in the floodplain and if it is above or below the flood stage water level. Flood Insurance Rate Maps (FIRMs) are used to determine your flood risk. FIRMs are found in several places for your convenience:

Have disaster supplies on hand.

If you live in a frequently flooded area, take preventative measures and stockpile emergency building materials:


Plan and practice an evacuation route.

If Time Permits, Here are Other Steps That You Can Take Before The Flood Waters Come
Once The Flood Arrives
After The Flood

Flood dangers do not end when the water begins to recede. Listen to a radio or television and don't return home until authorities indicate it is safe to do so.

Remember to help your neighbors who may require special assistance--infants, elderly people, and people with disabilities.

One of the most important things that you can do to protect your home and family before a flood is to purchase a flood insurance policy. You can obtain one through your insurance company or agent. Flood insurance is guaranteed through the National Flood Insurance Program (NFIP),

Your homeowners insurance does not cover flood damage.

Don't wait until a flood is coming to purchase your policy. It normally takes 30 days after purchase for a flood insurance policy to go into effect.

Inspecting Utilities In A Damaged Home

Check for gas leaks--If you smell gas or hear blowing or hissing noise, open a window and quickly leave the building. Turn off the gas at the outside main valve if you can and call the gas company from a neighbor's home. If you turn off the gas for any reason, it must be turned back on by a professional.

Look for electrical system damage--If you see sparks or broken or frayed wires, or if you smell hot insulation, turn off the electricity at the main fuse box or circuit breaker. If you have to step in water to get to the fuse box or circuit breaker, call an electrician for advice.

Check for sewage and water line damage--If you suspect sewage lines are damaged avoid using the toilets and call a plumber. If water pipes are damaged, contact the water company and avoid the water from the tap. You can obtain safe water by melting ice cubes.

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